TDS Deducted But Not Showing in Form 26AS? Here's How to Fix It
If tax was deducted from your salary, interest or payments but does not appear in Form 26AS, you cannot claim that credit, and your refund shrinks. Here is why it happens and how to get it corrected.
You see TDS deducted on your payslip or interest certificate, but when you download Form 26AS, it is not there, or the amount is wrong. Since your refund and tax credit depend on what 26AS shows, this gap directly costs you money until it is fixed.
Why TDS goes missing from 26AS
The most common cause is on the deductor's side: your employer, bank or client deducted the tax but did not deposit it correctly, filed the TDS return late, or quoted the wrong PAN. Form 26AS only reflects what the deductor has actually filed and matched to your PAN, so any error there leaves a hole in your credit.
How to confirm the gap
Compare your Form 16 or 16A (or your interest certificate) against Form 26AS, entry by entry and quarter by quarter. If the deducted amount in your certificate does not appear in 26AS, or appears under a different PAN or period, you have a mismatch that needs correcting before you file.
Getting it corrected
The fix has to come from the deductor. Notify your employer, bank or client and ask them to file a revised TDS return with the correct PAN and details. Once they do, the entry flows into your Form 26AS. If the deductor does not cooperate, you can raise a grievance through the e-filing portal, keeping all your proof of deduction.
Protecting your refund in the meantime
If the deadline is close and the correction has not come through, do not claim credit that 26AS does not support, that itself invites a notice. Instead, file based on the verified 26AS position, keep your deduction certificates as evidence, and track the correction so you can revise or respond if needed. The goal is a return that matches the department's records while you pursue the fix.
Get help recovering your credit
Chasing a deductor and reconciling TDS is exactly the kind of fiddly work a CA handles efficiently. If your TDS is not reflecting and your refund is stuck, our TDS compliance service and Income Tax & ITR filing service can sort it out. Get a free consultation.
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