/* ============ THINK14-STYLE BLOG (MOREOFTAX brand) ============ */
html.t14html,body.t14{overflow-x:hidden;max-width:100%}
body.t14{font-family:'Inter',sans-serif;color:#141A24;line-height:1.65;background:#FBFAF8;-webkit-font-smoothing:antialiased;padding-bottom:0}
body.t14 a{color:#0a4bc4;text-decoration:none}
body.t14 img{max-width:100%;display:block}
.t14 .skip{position:absolute;left:-9999px}

.t14 .announce{background:#003399;color:#fff;text-align:center;font-size:13.5px;padding:9px 16px;font-weight:500}
.t14 .announce b{font-weight:700}
.t14 .announce a{color:#56BDC5;font-weight:600;white-space:nowrap}

.t14-hd{background:#FBFAF8;border-bottom:1px solid #e6e9ee;position:sticky;top:0;z-index:50}
.t14-hd .hd{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 18px;max-width:1080px;margin:0 auto}
.t14-hd .logo img{height:30px;width:auto}
.t14-hd .hd-cta{display:flex;align-items:center;gap:10px}
.t14-hd .book{background:#003399;color:#fff;font-weight:700;font-size:14.5px;padding:12px 20px;border-radius:99px;display:inline-flex;align-items:center;gap:8px;white-space:nowrap}
.t14-hd .ham{width:44px;height:44px;border:1px solid #e6e9ee;border-radius:11px;background:#fff;display:flex;align-items:center;justify-content:center;flex:none;cursor:pointer}
.t14-hd .ham svg{width:22px;height:22px;stroke:#003399}
@media(max-width:560px){.t14-hd .book{padding:11px 15px;font-size:13.5px}.t14-hd .book .arr{display:none}}

.t14 .art{max-width:720px;margin:0 auto;padding:0 20px}
.t14 .crumb{font-size:13px;color:#5a6473;padding:18px 0 6px}
.t14 .crumb a{color:#5a6473}
.t14 .crumb .cur{color:#003399;font-weight:600}
.t14 .crumb .sl{margin:0 7px;color:#c8cfd8}

.t14 .meta{display:flex;flex-wrap:wrap;align-items:center;padding:16px 0 18px;border-bottom:1px solid #e6e9ee;margin-bottom:22px}
.t14 .meta .mi{font-size:13.5px;color:#5a6473}
.t14 .meta .mi.cat{color:#1f8088;font-weight:600}
.t14 .meta .dot{margin:0 10px;color:#c8cfd8}

.t14 h1{font-size:34px;font-weight:800;line-height:1.12;letter-spacing:-.025em;color:#003399;margin-bottom:22px}
.t14 .dek{font-family:'Fraunces',serif;font-style:italic;font-size:19px;line-height:1.6;color:#2c3542;padding-left:20px;border-left:4px solid #2f9aa4;margin-bottom:26px}
.t14 .cover{border-radius:16px;overflow:hidden;margin-bottom:26px;aspect-ratio:16/10;background:linear-gradient(135deg,#1f4d8f,#2f9aa4)}
.t14 .cover img{width:100%;height:100%;object-fit:cover}

.t14 .tldr{background:#fff;border:1px solid #e6e9ee;border-radius:16px;padding:22px 24px;margin-bottom:26px;box-shadow:0 6px 22px -16px rgba(20,26,36,.3)}
.t14 .tldr .lbl{display:inline-block;background:#003399;color:#fff;font-size:11px;font-weight:800;letter-spacing:.13em;padding:5px 12px;border-radius:6px;margin-bottom:14px}
.t14 .tldr p{font-size:15.5px;color:#2b3444;margin-bottom:9px;line-height:1.55}
.t14 .tldr p:last-child{margin-bottom:0}
.t14 .tldr b{color:#141A24;font-weight:700}

.t14 .toc{background:#f3f5f8;border:1px solid #e6e9ee;border-radius:16px;padding:24px 26px;margin-bottom:32px}
.t14 .toc .lbl{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#5a6473;margin-bottom:14px}
.t14 .toc ol{list-style:none;counter-reset:t;padding:0;margin:0}
.t14 .toc li{counter-increment:t;margin-bottom:12px;display:flex;gap:10px;align-items:baseline}
.t14 .toc li::before{content:counter(t) ".";color:#5a6473;font-weight:600;font-size:15px}
.t14 .toc a{font-size:16px;color:#003399;border-bottom:1.5px solid #E4F5F7;font-weight:500}
.t14 .toc li:last-child{margin-bottom:0}

.t14 .body h2{font-size:26px;font-weight:800;color:#003399;letter-spacing:-.02em;line-height:1.2;margin:38px 0 14px;scroll-margin-top:80px}
.t14 .body p{font-size:17px;line-height:1.75;color:#2b3444;margin-bottom:18px}
.t14 .body strong{color:#141A24;font-weight:700}
.t14 .body a{color:#0a4bc4;border-bottom:1.5px solid #cdd9f2}
.t14 .body ul,.t14 .body ol{list-style:none;margin:0 0 20px;padding:0}
.t14 .body ul li{position:relative;padding-left:28px;margin-bottom:12px;font-size:16.5px;line-height:1.6;color:#2b3444}
.t14 .body ul li::before{content:"";position:absolute;left:4px;top:10px;width:8px;height:8px;background:#2f9aa4;border-radius:2px;transform:rotate(45deg)}
.t14 .body ol{counter-reset:n}
.t14 .body ol li{counter-increment:n;position:relative;padding-left:34px;margin-bottom:12px;font-size:16.5px;line-height:1.6;color:#2b3444}
.t14 .body ol li::before{content:counter(n);position:absolute;left:0;top:1px;width:22px;height:22px;background:#E4F5F7;color:#1f8088;border-radius:50%;font-size:12.5px;font-weight:700;display:flex;align-items:center;justify-content:center}
.t14 .body .callout{background:#f3f5f8;border-left:4px solid #2f9aa4;border-radius:0 10px 10px 0;padding:16px 20px;margin:22px 0;font-size:16px;line-height:1.65;color:#2b3444}
.t14 .body .callout b{color:#141A24}
.t14 .body table{width:100%;border-collapse:collapse;margin:20px 0;font-size:15px}
.t14 .body th{background:#003399;color:#fff;text-align:left;padding:11px 14px;font-weight:600}
.t14 .body td{padding:11px 14px;border-bottom:1px solid #e6e9ee;color:#2b3444}
.t14 .body tr:nth-child(even) td{background:#f8fafb}

.t14 .callout-cta{padding-left:22px;border-left:4px solid #2f9aa4;margin:30px 0;font-size:17px;line-height:1.7;color:#2b3444}
.t14 .callout-cta b{color:#141A24}

.t14 .pdf{background:linear-gradient(150deg,#003399,#001a4d);border-radius:20px;padding:28px 26px;margin:40px 0;color:#fff}
.t14 .pdf .lbl{font-size:12px;font-weight:800;letter-spacing:.12em;color:#56BDC5;margin-bottom:12px}
.t14 .pdf h3{font-size:23px;font-weight:800;line-height:1.2;margin-bottom:12px;color:#fff}
.t14 .pdf p{font-size:15px;line-height:1.6;color:rgba(255,255,255,.82);margin-bottom:18px}
.t14 .pdf .row{display:flex;gap:8px}
.t14 .pdf input{flex:1;border:0;border-radius:11px;padding:14px 16px;font-size:15px;font-family:inherit;min-width:0}
.t14 .pdf .send{background:#56BDC5;color:#001a4d;border:0;border-radius:11px;padding:0 18px;font-weight:700;font-size:14px;font-family:inherit;white-space:nowrap;cursor:pointer}

.t14 .faq{margin-top:44px}
.t14 .faq h2{font-size:28px;font-weight:800;color:#003399;margin-bottom:20px;letter-spacing:-.02em}
.t14 .faq .qa{margin-bottom:20px}
.t14 .faq .q{font-size:18px;font-weight:700;color:#003399;margin-bottom:8px;line-height:1.3}
.t14 .faq .a{font-size:16px;line-height:1.7;color:#2b3444}

.t14 .related{margin-top:40px}
.t14 .related h2{font-size:26px;font-weight:800;color:#003399;margin-bottom:18px;letter-spacing:-.02em}
.t14 .related a.rg{display:block;font-size:18px;font-weight:600;color:#003399;border-bottom:2px solid #E4F5F7;padding:4px 0;margin-bottom:18px;width:fit-content}
.t14 .refs{margin-top:34px}
.t14 .refs h2{font-size:22px;font-weight:800;color:#141A24;margin-bottom:16px}
.t14 .refs a{display:block;font-size:16.5px;color:#2b3444;border-bottom:1px solid #e6e9ee;padding:4px 0;margin-bottom:16px;width:fit-content}

.t14 .cluster{border-top:1px solid #e6e9ee;margin-top:34px;padding-top:24px}
.t14 .cluster .lbl{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#5a6473;margin-bottom:10px}
.t14 .cluster p{font-size:16px;color:#2b3444}
.t14 .startcta{margin-top:30px}
.t14 .startcta .lbl{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#5a6473;margin-bottom:8px}
.t14 .startcta p{font-size:17px;color:#2b3444}

.t14 .ready{background:linear-gradient(160deg,#003399,#001a4d);color:#fff;text-align:center;padding:52px 24px;margin-top:44px}
.t14 .ready h2{font-size:30px;font-weight:800;line-height:1.15;margin-bottom:12px;color:#fff}
.t14 .ready p{color:rgba(255,255,255,.8);font-size:17px;margin-bottom:24px}
.t14 .ready .q{display:inline-flex;align-items:center;gap:8px;border:1.5px solid rgba(255,255,255,.5);color:#fff;padding:14px 28px;border-radius:99px;font-weight:600;font-size:16px}

.t14 .news{background:#001a4d;color:#fff;padding:44px 24px}
.t14 .news .in{max-width:680px;margin:0 auto}
.t14 .news .pill{display:inline-block;background:rgba(86,189,197,.2);color:#56BDC5;font-size:12px;font-weight:700;letter-spacing:.1em;padding:6px 14px;border-radius:99px;margin-bottom:16px}
.t14 .news h3{font-size:27px;font-weight:800;margin-bottom:12px;color:#fff}
.t14 .news p{color:rgba(255,255,255,.78);font-size:16px;margin-bottom:20px}
.t14 .news .row{display:flex;gap:8px}
.t14 .news input{flex:1;border:0;border-radius:12px;padding:15px 16px;font-size:15px;min-width:0}
.t14 .news .sub{background:#56BDC5;color:#001a4d;border:0;border-radius:12px;padding:0 22px;font-weight:700;font-size:15px;cursor:pointer;white-space:nowrap}
.t14 .news .fine{font-size:13px;color:rgba(255,255,255,.5);margin-top:12px}

.t14-foot{background:#FBFAF8;padding:40px 24px;border-top:1px solid #e6e9ee}
.t14-foot .in{max-width:680px;margin:0 auto}
.t14-foot .fl{height:30px;margin-bottom:16px}
.t14-foot .fpill{display:inline-block;background:#E4F5F7;color:#1f8088;font-size:12px;font-weight:700;letter-spacing:.08em;padding:6px 14px;border-radius:99px;margin-bottom:16px}
.t14-foot .fd{font-size:16px;color:#5a6473;margin-bottom:22px}
.t14-foot .flbl{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#1f8088;border-bottom:2px solid #2f9aa4;width:fit-content;padding-bottom:4px;margin-bottom:16px}
.t14-foot .fs{display:block;font-size:16.5px;color:#2b3444;padding:9px 0}
.t14-foot .fcopy{margin-top:20px;font-size:13px;color:#5a6473}


  body.t14{padding-bottom:0}
  .t14-chat{bottom:24px}
}


/* responsive table wrapper: wide tables scroll horizontally instead of breaking layout */
.tbl-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:20px 0;border-radius:8px}
.tbl-scroll table{margin:0;min-width:520px}
.tbl-scroll::-webkit-scrollbar{height:6px}
.tbl-scroll::-webkit-scrollbar-thumb{background:var(--line,#E7E4DC);border-radius:3px}


/* ===== Right-side floating WhatsApp widget ===== */
.wa-widget{position:fixed;right:20px;bottom:20px;z-index:120;display:flex;flex-direction:column;align-items:flex-end;gap:12px}
.wa-fab{display:inline-flex;align-items:center;gap:10px;background:#25a35a;color:#fff;border:0;border-radius:99px;padding:13px 20px 13px 15px;font:700 15px/1 Inter,sans-serif;cursor:pointer;box-shadow:0 10px 30px -8px rgba(37,163,90,.6);transition:transform .18s,box-shadow .18s}
.wa-fab:hover{transform:translateY(-2px);box-shadow:0 14px 34px -8px rgba(37,163,90,.7)}
.wa-fab svg{width:24px;height:24px;flex:none}
.wa-widget.open .wa-fab{display:none}
.wa-panel{width:min(330px,88vw);background:#fff;border-radius:18px;box-shadow:0 20px 60px -12px rgba(4,34,94,.4);border:1px solid #e6e9ee;overflow:hidden;animation:waPop .22s cubic-bezier(.2,.8,.2,1)}
@keyframes waPop{from{opacity:0;transform:translateY(12px) scale(.96)}to{opacity:1;transform:none}}
.wa-panel-head{display:flex;align-items:center;justify-content:space-between;background:#25a35a;color:#fff;padding:15px 18px;font-family:'Fraunces',Georgia,serif;font-size:16px;font-weight:600}
.wa-close{background:transparent;border:0;color:#fff;font-size:24px;line-height:1;cursor:pointer;padding:0 2px}
.wa-panel-sub{font-size:13px;color:#5a6473;padding:12px 18px 0;margin:0}
.wa-form{padding:14px 18px 18px;display:flex;flex-direction:column;gap:10px}
.wa-form input,.wa-form select{border:1px solid #d9dde3;border-radius:11px;padding:12px 13px;font-size:14.5px;font-family:inherit;color:#141A24;width:100%}
.wa-form input:focus,.wa-form select:focus{outline:2px solid #25a35a;outline-offset:0;border-color:#25a35a}
.wa-form select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235a6473' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:16px;padding-right:36px}
.wa-submit{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:#25a35a;color:#fff;border:0;border-radius:11px;padding:13px;font:700 15px/1 Inter,sans-serif;cursor:pointer;transition:background .15s;margin-top:2px}
.wa-submit:hover{background:#1c8748}
.wa-submit svg{width:18px;height:18px}
@media(max-width:600px){.wa-widget{right:14px;bottom:14px}.wa-fab-label{display:none}.wa-fab{padding:14px}}

/* Keep site buttons styled correctly on blog pages (override body.t14 a color) */
body.t14 a.btn-p,body.t14 .btn-p{color:#fff}
body.t14 a.btn,body.t14 .nav .btn{border-bottom:0}
body.t14 a.btn-o{color:var(--indigo)}

/* Ensure PDF lead-magnet heading is always white on its dark background */
body.t14 .pdf h1,body.t14 .pdf h2,body.t14 .pdf h3,body.t14 .pdf h4{color:#fff}

/* Data table for lead-gen articles (deadline calendars etc) */
.t14 .dtable{width:100%;border-collapse:collapse;margin:8px 0 4px;font-size:15px}
.t14 .dtable thead th{background:#003399;color:#fff;text-align:left;padding:12px 16px;font-weight:600;font-size:14px}
.t14 .dtable thead th:first-child{border-top-left-radius:10px}
.t14 .dtable thead th:last-child{border-top-right-radius:10px}
.t14 .dtable td{padding:12px 16px;border-bottom:1px solid #e6e9ee;color:#2b3444}
.t14 .dtable tbody tr:nth-child(even){background:#f8fafc}
.t14 .dtable tbody tr:last-child td{border-bottom:0}
.t14 .dtable b{color:#003399}